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How to think about cryptocurrency as part of an Indian portfolio

The 30% tax + 1% TDS reality, why allocation should be 5-10% maximum, and the case for BTC over altcoins.

PlanMyCashflows Research 18 April 2026 12 min
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India has one of the world's harshest crypto tax regimes — 30% flat on gains, 1% TDS on transactions, no loss set-off. Despite this, a small allocation (5-10%) to BTC and ETH can still make sense. Read the full crypto guide →

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The research desk at PlanMyCashflows. Writes about wealth management, PMS and AIF for Indian and global investors.

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This article is for educational purposes only and does not constitute investment, legal, or tax advice. Please consult a SEBI-registered investment adviser before making investment decisions.
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PlanMyCashflows is an information and distribution platform. The content on this site is for educational purposes only and does not constitute investment, legal, or tax advice.

Investments in mutual funds, PMS, AIF, equities, cryptocurrencies, and other instruments are subject to market risks. Past performance is not indicative of future returns. Please read all scheme-related documents carefully and consult a SEBI-registered investment adviser, chartered accountant, and tax professional in your jurisdiction before making investment decisions.

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