Wealth that compounds. Plans that hold.
AI-powered financial planning and global wealth management — built for professionals, families, and global Indians who want clarity.
Education-first · DPDP compliant · No sales pressure
Every major investment vehicle, explained
From regulated mutual funds to alternative investments, unlisted shares, and crypto — we cover what every Indian and global investor needs to understand.
PMS
Personalised portfolios for ₹50L+ investors.
AIF
Category I, II, III alternatives for HNIs.
Mutual Funds
Diversified, regulated, professionally managed.
Direct Equity
Stocks on NSE/BSE for long-term investors.
Unlisted Shares
Pre-IPO and unlisted equity opportunities.
Cryptocurrency
BTC, ETH, altcoins — with India tax context.
Insurance
Term, health, and what to skip.
Real Estate
Residential, commercial, REITs.
Gold & Silver
Physical, ETF, SGB, silver ETF — the right way.
Markets at a glance
A quick look across the four asset classes we track. Open the markets hub for sortable, searchable screeners on every instrument.
Pick the depth that matches the moment.
Curious browse, focused planning session, or full portfolio analysis — start where you are.
AI Snapshot
Drop in three numbers — age, savings, monthly income. Get a personalised read on where you stand, where you're headed, and the three things that would change your outcome the most.
Guided Plan
Forty simple questions, plain language. Builds a monthly budget, debt payoff strategy, net-worth projection, and goal map. No login required.
Full CashFlow Planner Analysis
The complete planner: SWOT, retirement scenarios, tax harvesting, insurance gap, asset allocation drift, 5-year cashflow. PDF export.
All three are free to try. The AI Snapshot and Guided Plan run in your browser with no data stored. The full CashFlow Planner app saves your plan and tracks it over time — that's why it needs an account.
From scattered accounts to one coherent plan
Most Indian investors have a savings account, two demat accounts, three mutual funds, a PPF, an EPF, an SGB, and a parked-and-forgotten ULIP. CashFlow Planner pulls it all together — then tells you what to do next.
See everything you own
Aggregate banks, brokers, AMCs, FDs, real estate, gold, crypto — in one snapshot. No more spreadsheets.
Know what you should do next
The planner runs goal projections, tax harvesting, insurance gap, and retirement scenarios — then writes a concrete next step.
Plan for any future
Stress-test your plan against job loss, inflation spikes, market crashes. Adjust the levers. Watch your trajectory react.
Built for people with real, complex lives
Salaried Professionals
Mid-career planning that actually compounds.
Software & IT Professionals
ESOPs, RSUs and high-income tax planning.
Corporate Executives
CXOs and senior leaders with complex comp.
High-Net-Worth
PMS, AIF and structured planning above ₹5 Cr.
NRIs & Global Indians
Investing across borders, optimised for tax.
Recent reading
The complete guide to PMS in India for 2026
What Portfolio Management Services actually are, who they're for, what they cost, and how to evaluate a manager before committing ₹50 lakhs.
NRI investing in India: the 2026 rulebook
FEMA, RBI, SEBI, FATCA, DTAA — the rules NRIs need to know in 2026 to invest in India compliantly and tax-efficiently.
The ₹1.25 lakh LTCG exemption — the most under-used tax tool in India
Every Indian equity investor can harvest ₹1.25 lakhs of long-term capital gains tax-free every year. Most don't. Here's how to set up the workflow.
Planning built on rigour, calm and discipline.
PlanMyCashflows brings a methodical, education-first approach to financial planning — for professionals, NRIs, and families who deserve more than another sales pitch.
Read about our missionFigures include aspirational metrics for the network and methodology being built — not all reflect active AUM today.
Ready to build your wealth plan?
Start with the free AI snapshot, the 10-minute Guided Plan, or open the full app — all from one hub.