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FIRE Calculator
Financial Independence, Retire Early. When does work become optional for you?
FIRE corpus needed
₹2.40 Cr
Years to FIRE
15 years
Age at FIRE
45
At a 4% withdrawal rate, your FIRE corpus would generate ₹9.60 L per year (in today's purchasing power) in retirement. Most FIRE practitioners use a 3.5-4% SWR for a 30+ year horizon.
Uses the 4% Safe Withdrawal Rate (Trinity Study) by default; Indian investors often use 3-3.5% for a more conservative SWR given different inflation/return profiles vs US data. The projection works in today's rupees: growth compounds at the inflation-adjusted (real) return, and monthly savings are assumed to rise with inflation.
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