Calculator
PMS Fee Calculator
Model how fixed and performance fees compound over time — and how the net result compares with a 1% TER mutual fund at the same gross return.
₹50.00 L
14%
10y
1.5%
15%
10%
Total fees paid
₹17.97 L
Net PMS corpus (10y)
₹1.55 Cr
1% TER mutual fund
₹1.70 Cr
PMS minus mutual fund
−₹15.18 L
| Year | Gross value | Fixed fee | Performance fee | Net PMS value | MF (1% TER) |
|---|---|---|---|---|---|
| 1 | ₹57.00 L | ₹85,500 | ₹17,175 | ₹55.97 L | ₹56.50 L |
| 2 | ₹63.81 L | ₹95,714 | ₹19,227 | ₹62.66 L | ₹63.84 L |
| 3 | ₹71.43 L | ₹1.07 L | ₹21,524 | ₹70.15 L | ₹72.14 L |
| 4 | ₹79.97 L | ₹1.20 L | ₹24,095 | ₹78.53 L | ₹81.52 L |
| 5 | ₹89.52 L | ₹1.34 L | ₹26,974 | ₹87.91 L | ₹92.12 L |
| 6 | ₹1.00 Cr | ₹1.50 L | ₹30,196 | ₹98.41 L | ₹1.04 Cr |
| 7 | ₹1.12 Cr | ₹1.68 L | ₹33,803 | ₹1.10 Cr | ₹1.18 Cr |
| 8 | ₹1.26 Cr | ₹1.88 L | ₹37,842 | ₹1.23 Cr | ₹1.33 Cr |
| 9 | ₹1.41 Cr | ₹2.11 L | ₹42,362 | ₹1.38 Cr | ₹1.50 Cr |
| 10 | ₹1.57 Cr | ₹2.36 L | ₹47,423 | ₹1.55 Cr | ₹1.70 Cr |
Illustrative model only: the fixed fee is applied to the year-end value, the performance fee to gains above the hurdle (and high-watermark, when enabled), and the mutual-fund comparison approximates a 1% total expense ratio. Actual PMS fee mechanics — charging frequency, averaging, exit loads, catch-up clauses and taxes — vary by manager and can change the outcome. This is education, not advice; read the manager's fee schedule and disclosure document carefully.
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