PlanMyCashflows
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Investing

9 essays in Investing

PlanMyCashflows
Investing11 Jul 2026 8 min

AIF Categories I, II & III Explained

What each AIF category actually invests in, the minimums and investor caps, how pass-through vs fund-level taxation works, and who each category suits.

PlanMyCashflows
Investing11 Jul 2026 8 min

Understanding Fees, Taxation & Risks in PMS & AIF

Fixed vs performance fees, hurdles and high-watermarks, exit loads, how PMS capital gains and AIF category taxation actually work, the risks that matter, and the questions to ask before you sign.

PlanMyCashflows
Investing29 Jun 2026

India’s 2026 Market Outlook: Navigating Geopolitics, Exalted Planets, and Economic Resilience

The contrarian trade of this cycle is to buy India when sentiment is most uncertain . With multiple economic and astrological catalysts converging today, the window for accumulation is now open

PlanMyCashflows
Investing30 May 2026 14 min

Your Money Has a Mission. Does It Know What It Is?

India's wealth infrastructure has never been stronger — yet most working professionals have no clear financial plan. Here is a practical framework for building your personal financial roadmap in 2026.

PlanMyCashflows
Investing29 May 2026

The Great Wealth Transfer Has Begun: Why 2026 May Be the Most Important Investing Year of This Decade

Learn how AI, India's growth story, inflation, and smart asset allocation are reshaping investment opportunities in 2026. Explore practical strategies to build wealth, optimize taxes, and achieve financial independence.

PlanMyCashflows
Investing22 May 2026 14 min

The complete guide to PMS in India for 2026

What Portfolio Management Services actually are, who they're for, what they cost, and how to evaluate a manager before committing ₹50 lakhs.

PlanMyCashflows
Investing18 May 2026 10 min

Mutual funds vs PMS: which is right for you?

The decision framework: when mutual funds win, when PMS adds value, and the typical blend that works for HNI portfolios.

PlanMyCashflows
Investing18 Apr 2026 12 min

How to think about cryptocurrency as part of an Indian portfolio

The 30% tax + 1% TDS reality, why allocation should be 5-10% maximum, and the case for BTC over altcoins.

PlanMyCashflows
Investing1 Mar 2026 13 min

Real estate vs equity: settling the Indian investor's eternal debate

Twenty-year data, honest math, and why the answer for most Indian families is 'less real estate than you think.'

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